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Snuggie owners and you know who you are may be slightly chagrined that they succumbed to the cheesy free credit reports free Salisbury commercials, but at least they weren't surprised when they got the bill. free credit report and credit score The same can't be said for thousands of people free credit reports free Salisbury who responded to TV ads offering "free" credit reports, or ordered a credit report from a website offering free credit reports.

Many consumers free credit reports free Salisbury who responded to those offers later discovered that they'd signed up for a monthly credit-monitoring service that was definitely not free. IN WASHINGTON: Fed proposes limits on credit card penalty fees Now the Federal Trade Commission has come out with a rule that's designed to help consumers steer clear of "free" offers that cost money. Starting April 1, websites advertising "free" credit reports will be required to disclose prominently that consumers have a right to get a no-strings-attached free credit report at AnnualCreditReport.com or by calling 877-322-8228. The websites will be required to free credit reports free Salisbury include the disclosure at the top free credit reports free Salisbury of every page that mentions free credit reports. check credit online 1, the funny free credit reports free Salisbury pirates on the commercials for FreeCreditReport.com may be singing a different song. That's the deadline for companies to include the disclosure in their radio and television ads. Since 2004, consumers have had the right to request a free credit report every 12 months from each of the three credit-reporting agencies. But almost from the beginning, there's been confusion about how to get a free credit free credit reports free Salisbury report. If you plug "free credit report" into an Internet search engine, there's a good chance the free credit reports free Salisbury first links you'll see "free credit reports free Salisbury are for credit reports that cost money," says Richard Alderman, a law professor and director of the Consumer Law Center at the University of Houston. Alderman, who appears on free credit reports free Salisbury radio and television programs as "The People's Lawyer," says he's heard from hundreds of people who were misled by websites offering "free" credit reports. In the past five years, Experian, which owns FreeCreditReport.com, has paid the Federal Trade Commission $1.25 million to settle charges that its ads free credit reports free Salisbury were misleading. credit report identity theft The FTC even free credit reports free Salisbury created its own video parodies of free credit reports free Salisbury the FreeCreditReport.com ads. In a statement, Experian said it's free credit reports free Salisbury reviewing the FTC rules. "We remain committed to clearly and conspicuously disclosing free credit reports free Salisbury to consumers that the free report we offer is not the free annual credit file disclosure provided free credit reports free Salisbury by federal law," the company said.